Loan and financing - personal customers

Rates, Boliglån UNG (mortgage for young adults aged 18–34)

Normally you must have a minimum of 15% equity. Possibility to borrow over 85% of property value with additional security.

¹⁾Effective interest rate of 1,68 % per year, kr 2.000.000 over 25 years. Cost: kr 2 447 073,00.
²⁾Effective interest rate of 1,95 % per year, kr 2.000.000 over 25 years. Cost: kr 2 521 539,00.

Rates, Premium customers

Applicable interest rates are contingent on an individual evaluation of your risk profile.

Normally you must have a minimum of 15% equity. Possibility to borrow over 85% of property value with additional security.

¹⁾ Effective interest rate of 1,84 % per year, 2.000.000,- o/25 years. Total cost: kr 2 492 735,00
²⁾ Effective interest rate of 1,95 % per year, 2.000.000,- o/25 years. Total cost: kr 2 521 539,00

Rates, floating-rate mortgage (standard)

Normally you must have a minimum of 15% equity. Possibility to borrow over 85% of property value with additional security.

¹⁾ Effective interest rate of 2,05 % per year, 2.000.000,- o/25 years. Total cost: kr 2 550 546,00
²⁾ Effective interest rate of 2,30 % per year, 2.000.000,- o/25 years. Total cost: kr 2 623 952,00

Rates, Green mortgage

¹⁾Effective interest rate of 1,63 % per year, kr 2.000.000 over 25 years. Cost: kr 2 433 239,00.

Compare our prices with other companies at Finansportalen.no

Rates, fixed-rate mortgage, UNG customers aged 18–34

Normally you must have a minimum of 15% equity. Possibility to borrow over 85% of property value with additional security.

¹⁾ We reserve the right to change the interest rate. The interest rate is determined on the day the loan is paid out.

²⁾ Effective interest rate of 1,84 % per year with a fixed-rate period of 3 years, kr 2.000.000 over 25 years. Total cost: kr 2 562 206,00. 

Rates, fixed-rate mortgage, Premium customers

Normally you must have a minimum of 15% equity. Possibility to borrow over 85% of property value with additional security.

¹⁾ We reserve the right to change the interest rate. The interest rate is determined on the day the loan is paid out.

²⁾ Effective interest rate of 1,84 % per year with a fixed-rate period of 3 years, kr 2.000.000 over 25 years. Total cost: kr 2 562 206,00.

Rates, fixed-rate mortgage (standard)

Normally you must have a minimum of 15% equity. Possibility to borrow over 85% of property value with additional security.

¹⁾ We reserve the right to change the interest rate. The interest rate is determined on the day the loan is paid out.

²⁾ Effective interest rate of 1,89 % per year with a fixed-rate period of 3 years, kr 2.000.000 over 25 years. Total cost: kr 2 579 757,00.

Rates, Green mortgage

¹⁾Effective interest rate of 1,63 % per year, kr 2.000.000 over 25 years. Cost: kr 2 433 239,00.

Compare our prices with other companies at Finansportalen.no

Premium customers

*⁾Effective interest rate of 1,97 % per year, kr 2.000.000,- over 25 years. Total cost: kr 2 382 000,00.

Standard rates

*⁾ Effective interest rate of 2,18 %, 2.000.000,- o/25 years, Total costs: kr 2 462 000,00

Byggekreditt (construction loan)

*⁾Effective interest rate incl. fee of 7,55 % per year The example is based on a credit limit of kr 2.000.000 with 80% of the credit drawn, a commission of 0,33 % per quarter and an establishment fee of kr 6 000,00. The loan period is 1 year.

Interim financing

Proof of funds

Other fees

*⁾ Only one charge per loan.

**) Also applies to Boligkreditt (home equity line of credit) whether or not it is used.

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Car loan

*⁾ Effective interest rate of 4,52 % per year, annuity loan of kr 150.000 over 5 years, including an establishment fee of kr 2 200,00. Total cost: kr 167 460,00.

Boat loan applications are temporarily unavailable

During the first half of 2020, the applications for boat loans will be available again. Apologies for any inconvenience.

Proof of funds

Rates and charges, Forbrukslån (consumer loan)

We currently offer a nominal interest rate from 7,50 %. Applicable interest rates are contingent on an individual evaluation of your risk profile.

Loan Example:  
kr 160 000,00 over 5 years, nominal interest rate of 10,90 % / effective interest rate of 12,40 %, establishment fee of kr 950,00, cost kr 53 986,00, Total cost: kr 213 986,00.

Kontokreditt (overdraft facility)

*⁾ Effective interest rate of 15,58 %, per year, kr 30.000 over 5 years, including an establishment fee of kr 500,00. Total cost: kr 47 480,00.

*⁾ Effective interest rate 22,03%, kr 30.000,- , for 5 years, establishment fee kr 500,00. Total amount: kr 54 200,00.

Aksjehandelskreditt (line of credit for share trading)

^*)Effective interest rate on a loan of kr 500.000 with quarterly capitalisation and a loan period of 1 year. The calculations include a commission of 0,00 % and an establishment fee of kr 0,00.