Rates, prices and fees for deposits and investments – personal customers

Brukskonto is intended for daily banking services. Salaries, student loans, social security benefits, etc. can be transferred directly to this account, which may be used for different payment services.

Customers over 18 may be granted an overdraft facility.

A transaction account is included in Min dagligbank. From 2021 Min dagligbank will cost NOK 25 per month and include one debit card. Read more about Min dagligbank

Sammenlign våre priser med andre selskaper på Finansportalen.no

¹⁾ In accordance with the Tenancy Act it is the landlord who pays the establishment fee.

New rates effective from July 12, 2026

There are 4 withdrawals/transfers free of charge per calendar year. A withdrawal fee of kr 250,00 will be charged for each additional withdrawal.

The interest rates apply to the entire amount the first Norwegian krone until 2 000 000 NOK. If there is more than 2 million NOK deposited in the account, the interest rate will be 3,90 % per year for the part of the deposit exceeding 2 million.  

New rates effective from July 12, 2026

There are 12 withdrawals/transfers free of charge per calendar year. A withdrawal fee of kr 250,00 will be charged for each additional withdrawal.

New rates effective from July 12, 2026

Charge for withdrawal during the agreement period 4,95 %, min. kr 250,00.

The interest rate is fixed for the agreed period and applies to savings that are locked for a fixed term of 3, 6 or 12 months. Fastrenteinnskudd (fixed term account) is offered during specific sales periods. The current offer may be stopped or changed on short notice.

¹⁾ ‎Effective interest rate shows the actual annual return on your deposit including the compound interest effect. For fixed-term deposits with automatic renewal after 3 or 6 months the effective interest rate will be higher than the nominal interest rate because you earn interest on previously earned interest with each renewal.

Example: A fixed-term deposit with a 4% nominal interest rate and renewal every 3 months results in an effective annual interest rate of approx. 4.06%.

Unfortunately we are not able to offer Fastrenteinnskudd med klimafokus, 3 months (Fixed term account with climate focus) at the moment. We use an amount corresponding to your savings amount to finance projects focusing on climate and sustainability, and we have reached the limit for projects to finance right now.

Minimum deposit is kr 5 000,00. Maximum deposit is kr 2 000 000,00.
  
¹⁾ The interest rate is fixed for 3 months. Fastrenteinnskudd med klimafokus is offered during specific dates periods. The current offer may be stopped or changed on short notice.

New rates effective from July 12, 2026

Withdrawal/transfer of locked deposits/interest is a breach of the BSU contract.

¹⁾ The interest rate changes to 3,25 % after turning 34 years. 

New rates effective from July 12, 2026

¹⁾ The interest rate changes to 3,25 % after turning 34 years. 

²⁾ Interest capitalised during the savings period comes in addition to the deposits and bears interest according to the prevailing interest rate even if the balance on the account exceeds the maximum savings amount.

New rates effective from July 12, 2026

Interest is calculated and credited to the account at the end of every calendar year or upon closure of the account.

In Nordea, interest is calculated based on the number of calendar days, i.e. 365 days a year,  alternately 366 days in a leap year.

The overdraft interest on deposit accounts is 18.00 %.