Deposits and investments - personal customers

Accounts for daily use

Brukskonto (transaction account)

Brukskonto (transaction account)

A Brukskonto is intended for daily banking services. Salaries, student loans, social security benefits, etc. can be transferred directly to this account, which may be used for different payment services.

The standard prices for payment services apply to all withdrawals/payments.

Customers over 18 may be granted  an overdraft facility.

Interest rate, Brukskonto (transaction account)
BalanceInterest rate
Regardless of amount0,05 % p.a.
Foreign currency transaction account
Aksjehandelskonto (share trading account)

Savings accounts

Sparekonto (savings account)

Sparekonto (savings account)

Interest rates, Sparekonto (savings account)
Balance (when a new tier is reached, the interest rate applies to the total balance on the account)Interest rate
Regardless of amount
0,20 % per year
Interest rates, savings account for person under 18
BalanceInterest rate
Regardless of amount0,60 % per year

You are allowed 12 free withdrawals per calendar year.  A withdrawal fee of kr 250,00 will be charged for each additional withdrawal. Interest and instalments on loans in Nordea Bank AB (publ), filial i Norge may be charged to the account without affecting the number of free withdrawals.

Bufferspar (regular savings account)
BSU (home-savings schemes for young people)
Boligsparekonto (home-saver account)
Fastrentekonto med bonus (Fixed term account with bonus)
Depostumskonto (Tenancy deposit account)

Investment funds

Online funds trading

Online funds trading

Prices, online funds trading
SpecificationPrice
Establishment/annual feekr 0,00
Prices, purchase of shares in funds
CommissionCost
Purchase commissionDepending on fund.*
Other costsDepending on fund.*
Prices, sale of shares in funds
CommissionCost
Sales commission Depending on fund.*

*) The total cost of purchasing or selling fund shares is provided in the fund information (the information is in Norwegian).

Fee to Nordea in connection with the distribution of mutual funds

Account information

SMS Services

SMS Services

Price, per SMS received
Customer programme/levelPrice
Standardkr 1,00
Studentkr 0,00
Under 18kr 0,00
Price, message received in SMS bank
Customer program/levelPrice1
Standardkr 1,00
Studentkr 0,00
Under 18kr 0,00

Support and error messages are free of charge.
1)Mobile operators' SMS charges come in addition.

Print and copies

Calculation of interest on an account

Interest is calculated and credited to the account at the end of every calendar year or upon closure of the account.

In Nordea, interest is calculated based on the number of calendar days, i.e. 365 days a year,  alternately 366 days in a leap year.

The overdraft interest on deposit accounts is 18.00%.