Deposits and investments - personal customers

A Brukskonto is intended for daily banking services. Salaries, student loans, social security benefits, etc. can be transferred directly to this account, which may be used for different payment services.

Customers over 18 may be granted  an overdraft facility.

A transaction account is included in Dagligbankpakken. From 2021 Dagligbankpakken will cost NOK 25 per month and include one debit card.  Read more about Dagligbankpakken

Sammenlign våre priser med andre selskaper på Finansportalen.no

You are allowed 12 free withdrawals per calendar year.  A withdrawal fee of kr 250,00 will be charged for each additional withdrawal. Interest and instalments on loans in Nordea Bank Abp, filial i Norge may be charged to the account without affecting the number of free withdrawals.

Withdrawal/transfer of locked deposits/interest is a breach of the BSU contract.

*The interest rate changes to 0,25 % after turning 34 years. 

^*) The interest rate changes to 0,25 % after turning 34 years. 

^**) Interest capitalised during the savings period comes in addition to the deposits and bears interest according to the prevailing interest rate even if the balance on the account exceeds the maximum savings amount.

* The interest rate is fixed for one year at the time and applies to savings that are locked for a fixed term of 12 months. Fastrente med bonus (fixed term account with bonus) is offered during specific sales periods. The current offer may be stopped or changed on short notice.

* In accordance with the Tenancy Act it is the landlord who pays the establishment fee.

*) The total cost of purchasing or selling fund shares is provided in the fund information (the information is in Norwegian).

Nordea Bank Abp, filial i Norge (Nordea) offers savings and investment solutions from Nordea's associated company Nordea Funds Ltd,  or other external management companies, for which it receives a fee (a share of the subscription fee and management fee) from the fund company. 

Nordea has an obligation to inform about fees, commissions and non-monetary incentives paid or received in connection with the distribution of funds.

Nordea has a distribution agreement with Nordea Funds Ltd. and several other external fund managers for the distribution of their funds in the Norwegian market.

For its sale of mutual funds the bank receives a fee from Nordea Funds Ltd and other external fund managers. The fee enables Nordea i.a. to carry out analyses of and give information and advice about securities funds. The fee is a percentage share of the management fee paid by the unit holder and does not imply any extra cost for you as customer.

For funds managed by Nordea Funds Ltd the fee is 50 per cent of the management fee and for funds managed by other, external managers the fee is between 0 and 88 per cent of the management fee.

Example of how the fee is apportioned

If you buy units for NOK 10,000 in a securities fund managed by Nordea Funds Ltd. and the fund charges an annual management fee of 1.2 per cent, the apportionment will be as follows:

• The management fee you as a customer will pay is NOK 120 per year (10,000 x 1.2 per cent = NOK 120). The distribution fee to Nordea will be NOK 60 (NOK 120 x 50 per cent = 60). The distribution fee does not imply any extra cost for you as a customer.

If you have questions about a specific fund and what Nordea receives in inducement, please contact customer ombudsman in Nordea, Richard Jansen, +47 95061317.

Support and error messages are free of charge.
¹⁾Mobile operators' SMS charges come in addition.