Life, pension and non-life insurance - personal customers

Personal insurance

Livsforsikring (life insurance)
Prices, Livsforsikring (life insurance)
SpecificationPrice
The price of Livsforsikring (life insurance)  depends on the cover, age and tobacco-smoking habits of the insured person. The price of Uførepensjon (disability pension) and Uførekapital (disability capital) also depends on occupation and thus must be calculated individually.
Establishment feekr 300,00
Monthly management fee per contract
kr 34,00
Ulykkesforsikring (personal accident insurance)
Barneforsikring (Children's insurance)
Betalingsforsikring (payment protection insurance)
Young Living

Pension

Individual Pension Savings (IPS)
Prices, IPS
SpecificationPrice
Deposit fee0,00 %
Annual fund charge of the balance on the accountBetween 0,49 % and 1,59 % depending on type of Aktiva fund
For bank savings, an annual management fee is charged of the current balance on the account0,20 %
Annual management fee of the current balance on the account during the payment period0,75 %
Costs of underlying funds
FundAnnual management fee
Aktiva 100,49 %
Aktiva 300,79 %
Aktiva 500,99 %
Aktiva 651,19 %
Aktiva 801,29 %
Aktiva 1001,59 %
Other funds From 0,15 % to 2,50 %

Information on prices and return commission can be found on the individual fund’s fact sheet in the fund overviewÅpnes i nytt vindu

Pensjonskonto (pension account)
Pensjonskapitalbevis (pension capital certificate)

Fondskonto (Investment fund account)

Fondskonto (investment fund account)
Price, Fondskonto (investment fund account)
SpecificationPrice
Deposit fee0,00 %
Annual management fee, calculated monthly of the savings balance0,30 %
Switching of funds For most of our funds, you can switch funds without incurring any charges. For the remaining funds, a switching fee may be charged in case of a difference between the purchase price and  the sales price

The risk premium charged for the insurance (1,00 % of the savings balance) depends on the age of the person insured.

Price of insurance - with a savings balance of NOK 100,000 (insurance premium NOK 1,000)
AgeAnnual price
30 yearskr 0,97
40 yearskr 1,68
50 yearskr 3,88
60 yearskr 10,62
70 yearskr 31,20
80 yearskr 92,00
A cost will incur in the underlying funds, depending on the choice of funds. This cost is included in the price from the fund manager.
Costs of underlying funds
FundAnnual management fee
Aktiva 100,49 %
Aktiva 300,79 %
Aktiva 500,99 %
Aktiva 651,19 %
Aktiva 801,29 %
Aktiva 1001,59 %
Other funds From 0,15 % to 2,50 %

Information on prices and return commission can be found on the individual fund’s fact sheet in the fund overviewÅpnes i nytt vindu

Non-life insurance

Calculate price

How much will your insurance cost?

We cooperate with Tryg in regard to insurance. As the insurance calculator is not available in English we kindly ask you to call customer service at 232 06001 for more information. Below you will find links to the insurance calculator in Norwegian language.