Debit and credit cards - personal customers

Debit Cards

Bankkort (debit card)

Nordea Bankkort

Prices, Nordea Bankkort
SpecificationsPrice
Monthly fee debit card*kr 25,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00

Cash withdrawals from Nordea's ATMs

kr 10,00
Foreign currency withdrawals from Nordea's ATMs
kr 10,00
Cash withdrawals from other banks' ATMs in Norway
kr 10,00
Cash withdrawals from ATMs abroad **)
kr 35,00 + 0,50 % of the amount
Cash withdrawals in Norway and abroad (in branch)kr 35,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00
Reserve Card for onetime cash withdrawal from ATM to Premium and Private Banking customers kr 0,00


*) Dagligbankpakken includes one debit card and carries a monthly fee of kr 25,00. 
Read about Dagligbankpakken

**) Free of charge in Nordea's ATMs in Denmark and Finland

Bankkort for students (debit card for students)

Prices, Bankkort for students (debit card for students) 
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Cash withdrawals in Norway and abroad (in branch)kr 35,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00
Bankkort Ungdom (Electron)
Bankkort Barn (Electron)

Nordea Bankkort

Prices, Nordea Bankkort
SpecificationsPrice
Monthly fee debit card*kr 25,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00

Cash withdrawals from Nordea's ATMs

kr 10,00
Foreign currency withdrawals from Nordea's ATMs
kr 10,00
Cash withdrawals from other banks' ATMs in Norway
kr 10,00
Cash withdrawals from ATMs abroad **)
kr 35,00 + 0,50 % of the amount
Cash withdrawals in Norway and abroad (in branch)kr 35,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00
Reserve Card for onetime cash withdrawal from ATM to Premium and Private Banking customers kr 0,00


*) Dagligbankpakken includes one debit card and carries a monthly fee of kr 25,00. 
Read about Dagligbankpakken

**) Free of charge in Nordea's ATMs in Denmark and Finland

Bankkort for students (debit card for students)

Prices, Bankkort for students (debit card for students) 
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Cash withdrawals in Norway and abroad (in branch)kr 35,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00

Nordea Bankkort Ungdom

Prices, Nordea Bankkort Ungdom (age 13-18)
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Cash withdrawals in Norway and abroad (in branch)kr 30,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00

Nordea Bankkort Barn


Prices, Nordea Bankkort Barn (under 13 years old)
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00

Credit Cards

Nordea Premium and Nordea Gold

Nordea Premium is a credit card offered to Premium customers.

Nordea Premium and Nordea Gold

Prices, payments and withdrawals
SpecificationsNordea PremiumNordea Gold
Annual pricekr 0,00
kr 50,00 
Annual fee, additional card for spouse/cohabitantkr 0,00
kr 50,00 
Replacement credit card because of lost/damaged cardkr 0,00
kr 0,00 
Payment and/or purchasekr 0,00
kr 0,00
Cash withdrawal* ATM in Norway and abroad, Norwegian and foreign currency2,00 % + kr 40,002,00 % + kr 40,00
Transfer from card to account2,00 % + kr 40,002,00 % + kr 40,00
Purchase of foreign currency in our ATMs**kr 20,00
kr 20,00 
Extra charge for cash withdrawals and payments abroad2,00 %
2,00 % 

*)Card use at Posten (postal service) is regarded as cash withdrawal.
**)Fee for cash withdrawal comes in addition.

Interest rate
SpecificationNordea PremiumNordea Gold
An interest-free grace period of up to 45 days. 
Nominal interest rate on amount of credit drawn
19,00 % per year19,00 % per year
Effective interest rate with eFaktura (e-invoice)23,21 % per year1)23,99 % per year2)

Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting to NOK 1,000, the total amount of credit drawn being NOK 15,000, repaid in 12 equal instalments.

1)Effective interest rate 23,21 % per year NOK 15,000 over 12 months. Total cost: kr 16 765,00
2)Effective interest rate 23,99 % per year NOK 15,000 over 12 months. Total cost: kr 16 820,00

Other conditions
SpecificationNordea PremiumNordea Gold
Minimum monthly repayment of outstanding balance3,50 %, min. kr 250,003,50 %, min. kr 250,00
Cash withdrawal limit per 7 days kr 7 500,00
kr 7 500,00
eFaktura (e-invoice)kr 0,00
kr 0,00
Paper invoicekr 49,00
kr 49,00 
Reminder fee kr 35,00kr 35,00
Copy of credit card invoicekr 100,00kr 100,00
Loungevisit after 4 free visits per yearUSD 32
Privat Mastercard

Nordea Premium is a credit card offered to Premium customers.

Nordea Premium and Nordea Gold

Prices, payments and withdrawals
SpecificationsNordea PremiumNordea Gold
Annual pricekr 0,00
kr 50,00 
Annual fee, additional card for spouse/cohabitantkr 0,00
kr 50,00 
Replacement credit card because of lost/damaged cardkr 0,00
kr 0,00 
Payment and/or purchasekr 0,00
kr 0,00
Cash withdrawal* ATM in Norway and abroad, Norwegian and foreign currency2,00 % + kr 40,002,00 % + kr 40,00
Transfer from card to account2,00 % + kr 40,002,00 % + kr 40,00
Purchase of foreign currency in our ATMs**kr 20,00
kr 20,00 
Extra charge for cash withdrawals and payments abroad2,00 %
2,00 % 

*)Card use at Posten (postal service) is regarded as cash withdrawal.
**)Fee for cash withdrawal comes in addition.

Interest rate
SpecificationNordea PremiumNordea Gold
An interest-free grace period of up to 45 days. 
Nominal interest rate on amount of credit drawn
19,00 % per year19,00 % per year
Effective interest rate with eFaktura (e-invoice)23,21 % per year1)23,99 % per year2)

Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting to NOK 1,000, the total amount of credit drawn being NOK 15,000, repaid in 12 equal instalments.

1)Effective interest rate 23,21 % per year NOK 15,000 over 12 months. Total cost: kr 16 765,00
2)Effective interest rate 23,99 % per year NOK 15,000 over 12 months. Total cost: kr 16 820,00

Other conditions
SpecificationNordea PremiumNordea Gold
Minimum monthly repayment of outstanding balance3,50 %, min. kr 250,003,50 %, min. kr 250,00
Cash withdrawal limit per 7 days kr 7 500,00
kr 7 500,00
eFaktura (e-invoice)kr 0,00
kr 0,00
Paper invoicekr 49,00
kr 49,00 
Reminder fee kr 35,00kr 35,00
Copy of credit card invoicekr 100,00kr 100,00
Loungevisit after 4 free visits per yearUSD 32

Privat Mastercard

Prices, payments and withdrawals, Privat Mastercard
SpecificationsPrice
Annual pricekr 50,00
Annual fee, additional card for spouse/cohabitantkr 50,00
Replacement credit card because of lost/damaged cardkr 0,00
Payment and/or purchasekr 0,00
Cash withdrawal* ATM in Norway and abroad, Norwegian and foreign currency2,00 % + kr 40,00
Transfer from card to account2,00 % + kr 40,00
Purchase of foreign currency in our ATMs**kr 20,00
Extra charge for cash withdrawals and payments abroad2,00 %

*)Card use at Posten (postal service) is regarded as cash withdrawal.
**)Fee for cash withdrawal comes in addition.

Interest rate, Privat Mastercard
SpecificationInterest rate
An interest-free grace period of up to 45 days. 
Nominal interest rate on amount of credit drawn
19,00 % per year
Effective interest rate with eFaktura (e-invoice)23,99 % per year1)

1)Effective interest rate 23,99 % per year NOK 15,000 over 12 months. Total cost:kr 16 820,002) 
2)Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting to NOK 1,000, the total amount of credit drawn being NOK 15,000, repaid in 12 equal instalments.

Other conditions, Privat Mastercard
SpecificationAmount
Minimum monthly repayment of outstanding balance3,50 %, min. kr 250,00
Cash withdrawal limit per 7 days kr 7 500,00
eFaktura (e-invoice)kr 0,00
Paper invoicekr 49,00
Reminder fee kr 35,00
Copy of credit card invoicekr 100,00