Debit and credit cards - personal customers

Debit Cards

Bankkort (debit card)
Bankkort Ungdom
Bankkort Barn

Nordea Bankkort

Prices, Nordea Bankkort
SpecificationsPrice
Monthly fee debit card*kr 25,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from ATMs in Norway (BankAxept)
kr 10,00
Cash withdrawals from storeskr 10,00
Foreign currency withdrawals from Nordea's ATMskr 10,00
Visa cash withdrawals in Norway and abroad (ATMs and in branch)kr 35,00 + 0,50 % of the amount
Currency surcharge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in ATMskr 2,00


*) Min dagligbank includes one debit card and carries a monthly fee of kr 25,00. 
Read about Min dagligbank

**) Free of charge in Nordea's ATMs in Denmark and Finland

Bankkort for students (debit card for students)

Prices, Bankkort for students (debit card for students) 
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Cash withdrawals in Norway and abroad (in branch)kr 35,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00

Nordea Bankkort Ungdom

Prices, Nordea Bankkort Ungdom (age 13-18)
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Cash withdrawals in Norway and abroad (in branch)kr 30,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in ATMskr 2,00

Nordea Bankkort Barn


Prices, Nordea Bankkort Barn (under 13 years old)
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in ATMskr 2,00

Credit Cards

Nordea Premium and Nordea Gold

Nordea Premium is a credit card offered to Premium customers.

Nordea Premium and Nordea Gold

Prices, payments and withdrawals
SpecificationsNordea PremiumNordea Gold
Annual pricekr 0,00
kr 50,00 
Annual fee, additional card for spouse/cohabitantkr 0,00
kr 50,00 
Replacement credit card because of lost/damaged cardkr 0,00
kr 0,00 
Payment and/or purchasekr 0,00
kr 0,00
Cash withdrawal* ATM in Norway and abroad, Norwegian and foreign currency2,00 % + kr 40,002,00 % + kr 40,00
Transfer from card to account2,00 % + kr 40,002,00 % + kr 40,00
Purchase of foreign currency in our ATMs**kr 20,00
kr 20,00 
Extra charge for cash withdrawals and payments abroad2,00 %
2,00 % 

*)Card use at Posten (postal service) is regarded as cash withdrawal.
**)Fee for cash withdrawal comes in addition.

Interest rate
SpecificationNordea PremiumNordea Gold
An interest-free grace period of up to 45 days. 
Nominal interest rate on amount of credit drawn
20,85 % per year20,85 % per year
Effective interest rate with eFaktura (e-invoice)25,27 % per year1)25,78 % per year2)

1) Effective interest rate 25,27 % per year NOK 50,000 over 12 months. Total cost: kr 55 258,12

Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting is equal, the total amount of credit drawn being NOK 50,000 repaid in 12 equal instalments.

2) Effective interest rate 25,78 %  per year NOK 35,000 over 12 months. Total cost: kr 38 754,69

Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting is equal, the total amount of credit drawn being NOK 35,000 repaid in 12 equal instalments.

Other conditions
SpecificationNordea PremiumNordea Gold
Minimum monthly repayment of outstanding balance3,50 %, min. kr 250,003,50 %, min. kr 250,00
Cash withdrawal limit per 7 days kr 7 500,00
kr 7 500,00
eFaktura (e-invoice)kr 0,00
kr 0,00
Paper invoicekr 15,00
kr 15,00 
Reminder fee kr 35,00kr 35,00
Copy of credit card invoicekr 100,00kr 100,00
Loungevisit after 4 free visits per yearUSD 35