Debit and credit cards - personal customers

Debit Cards Credit Cards Debit Cards

Bankkort Visa (Visa debit card)

Prices, Bankkort Visa (Visa debit card)
SpecificationsPrice
Annual pricekr 300,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 7,00
Cash withdrawals from ATMs abroad*kr 35,00 + 0,50 % of the amount
Cash withdrawals in Norway and abroad (in branch)kr 35,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00
Emergency cashkr 0,00

*)Free of charge in Nordea's ATMs in Denmark and Finland.

Bankkort Visa for students (Visa debit card for students)

Prices, Bankort Visa for students (Visa debit card for students) 
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Cash withdrawals in Norway and abroad (in branch)kr 35,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00
Emergency cashkr 0,00

Bankkort Ungdom (Visa Electron debit card)

Prices, Bankkort Ungdom (age 13-18, Visa Electron debit card)
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Cash withdrawals in Norway and abroad (in branch)kr 30,00 + 0,50 % of the amount
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00

Bankkort Barn (Visa Electron debit card)

Prices, Bankkort Barn (under13 years old, Visa Electron debit card)
SpecificationsPrice
Annual pricekr 0,00
Purchases in Norwaykr 0,00
Purchases abroadkr 0,00
Cash withdrawals from Nordea's ATMskr 0,00
Foreign currency withdrawals from Nordea's ATMskr 0,00
Cash withdrawals from other banks' ATMs in Norwaykr 0,00
Cash withdrawals from ATMs abroad*kr 0,00
Extra charge for cash withdrawals and payments abroad2,00 %
Recharge of RingKontant in Nordea's ATMskr 0,00
Recharge of RingKontant in another banks' ATMskr 2,00
Credit Cards

Nordea Gold

Prices, payments and withdrawals, Nordea Gold
SpecificationsPrice
Annual pricekr 50,00
Annual fee, additional card for spouse/cohabitantkr 50,00
Replacement credit card because of lost/damaged cardkr 0,00
Payment and/or purchasekr 0,00
Cash withdrawal* ATM in Norway and abroad, Norwegian and foreign currency1,50 %, min. kr 40,00
Transfer from card to account1,50 %, + kr 25,00
Purchase of foreign currency in our ATMs**kr 20,00
Extra charge for cash withdrawals and payments abroad2,00 %

*)Card use at Posten (postal service) is regarded as cash withdrawal.
**)Fee for cash withdrawal comes in addition.

Interest rate, Nordea Gold
SpecificationInterest rate
An interest-free grace period of up to 45 days.
Nominal interest rate on amount of credit drawn
19,00 % per year
Effective interest rate with eFaktura (e-invoice)23,99 % per year1)

1)Effective interest rate 23,99 % per year NOK 15,000 over 12 months. Total cost: kr 16 820,002) 
2)Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting to NOK 1,000, the total amount of credit drawn being NOK 15,000, repaid in 12 equal instalments.

Other conditions, Nordea Gold
SpecificationAmount
Minimum monthly repayment of outstanding balance3,00 %, min. kr 250,00
Cash withdrawal limit per 7 days kr 7 500,00
eFaktura (e-invoice)kr 0,00
Paper invoicekr 49,00
Reminder fee kr 67,00

Privat Master Card

Prices, payments and withdrawals, Privat MasterCard
SpecificationsPrice
Annual pricekr 50,00
Annual fee, additional card for spouse/cohabitantkr 50,00
Replacement credit card because of lost/damaged cardkr 0,00
Payment and/or purchasekr 0,00
Cash withdrawal* ATM in Norway and abroad, Norwegian and foreign currency2,00 %, min. kr 40,00
Transfer from card to account1,50 %, + kr 25,00
Purchase of foreign currency in our ATMs**kr 20,00
Extra charge for cash withdrawals and payments abroad2,00 %

*)Card use at Posten (postal service) is regarded as cash withdrawal.
**)Fee for cash withdrawal comes in addition.

Interest rate, Privat MasterCard
SpecificationInterest rate
An interest-free grace period of up to 45 days. 
Nominal interest rate on amount of credit drawn
19,50 % per year
Effective interest rate with eFaktura (e-invoice)24,60 % per year1)

1)Effective interest rate 24,60 % per year NOK 15,000 over 12 months. Total cost:kr 16 863,002) 
2)Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting to NOK 1,000, the total amount of credit drawn being NOK 15,000, repaid in 12 equal instalments.

Other conditions, Privat MasterCard
SpecificationAmount
Minimum monthly repayment of outstanding balance3,00 %, min. kr 250,00
Cash withdrawal limit per 7 days kr 7 500,00
eFaktura (e-invoice)kr 0,00
Paper invoicekr 49,00
Reminder fee kr 67,00

Nordea Premium is a credit card offered to Premium customers.

Nordea Premium

Prices, payments and withdrawals, Nordea Premium
SpecificationsPrice
Annual pricekr 0,00
Annual fee, additional card for spouse/cohabitantkr 0,00
Replacement credit card because of lost/damaged cardkr 0,00
Payment and/or purchasekr 0,00
Cash withdrawal* ATM in Norway and abroad, Norwegian and foreign currency1,50 %, min. kr 40,00
Transfer from card to account1,50 %, min. kr 25,00
Purchase of foreign currency in our ATMs**kr 20,00
Extra charge for cash withdrawals and payments abroad2,00 %

*)Card use at Posten (postal service) is regarded as cash withdrawal.
**)Fee for cash withdrawal comes in addition.

Interest rate, Nordea Premium
SpecificationInterest rate
An interest-free grace period of up to 45 days. 
Nominal interest rate on amount of credit drawn
19,00 % per year
Effective interest rate with eFaktura (e-invoice)23,21 % per year1)
Effective interest rate with paper invoice29,39 % per year2)

1)Effective interest rate 23,21 % per year NOK 15,000 over 12 months. Total cost: kr 16 765,003)
2)Effective interest rate 29,39 % per year NOK 15,000 over 12 months. Total cost: kr 17 199,003)
3)Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting to NOK 1,000, the total amount of credit drawn being NOK 15,000, repaid in 12 equal instalments. 

Other conditions, Nordea Premium
SpecificationAmount
Minimum monthly repayment of outstanding balance3,00 %, min. kr 250,00
Cash withdrawal limit per 7 days kr 7 500,00
eFaktura (e-invoice)kr 0,00
Paper invoicekr 49,00
Reminder fee kr 67,00
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