Debit and credit cards - personal customers
| Specifications | Price |
|---|---|
| Monthly fee debit card* | kr 25,00 |
| Purchases in Norway | kr 0,00 |
| Purchases abroad | kr 0,00
|
| Cash withdrawals from ATMs in Norway (BankAxept)
| kr 10,00
|
| Cash withdrawals from stores | kr 10,00 |
| Foreign currency withdrawals from Nordea's ATMs | kr 10,00
|
| Visa cash withdrawals in Norway and abroad (ATMs and in branch) | kr 35,00 + 0,50 % of the amount
|
| Currency surcharge for cash withdrawals and payments abroad | 2,00 %
|
| Recharge of RingKontant in ATMs | kr 2,00
|
*) Min dagligbank includes one debit card and carries a monthly fee of kr 25,00.
Read about Min dagligbank
**) Free of charge in Nordea's ATMs in Denmark and Finland
| Specifications | Price |
|---|---|
| Annual price | kr 0,00
|
| Purchases in Norway | kr 0,00
|
| Purchases abroad | kr 0,00
|
| Cash withdrawals from Nordea's ATMs | kr 0,00
|
| Foreign currency withdrawals from Nordea's ATMs | kr 0,00
|
| Cash withdrawals from other banks' ATMs in Norway | kr 0,00
|
| Cash withdrawals from ATMs abroad* | kr 0,00
|
| Cash withdrawals in Norway and abroad (in branch) | kr 35,00 + 0,50 % of the amount
|
| Extra charge for cash withdrawals and payments abroad | 2,00 %
|
| Recharge of RingKontant in Nordea's ATMs | kr 0,00
|
| Recharge of RingKontant in another banks' ATMs | kr 2,00 |
| Specifications | Price |
|---|---|
| Annual price | kr 0,00
|
| Purchases in Norway | kr 0,00
|
| Purchases abroad | kr 0,00
|
| Cash withdrawals from Nordea's ATMs | kr 0,00
|
| Foreign currency withdrawals from Nordea's ATMs | kr 0,00
|
| Cash withdrawals from other banks' ATMs in Norway | kr 0,00
|
| Cash withdrawals from ATMs abroad* | kr 0,00
|
| Cash withdrawals in Norway and abroad (in branch) | kr 30,00 + 0,50 % of the amount
|
| Extra charge for cash withdrawals and payments abroad | 2,00 %
|
| Recharge of RingKontant in ATMs | kr 2,00 |
| Specifications | Price |
|---|---|
| Annual price | kr 0,00
|
| Purchases in Norway | kr 0,00
|
| Purchases abroad | kr 0,00
|
| Cash withdrawals from Nordea's ATMs | kr 0,00
|
| Foreign currency withdrawals from Nordea's ATMs | kr 0,00
|
| Cash withdrawals from other banks' ATMs in Norway | kr 0,00
|
| Cash withdrawals from ATMs abroad* | kr 0,00
|
| Extra charge for cash withdrawals and payments abroad | 2,00 %
|
| Recharge of RingKontant in ATMs | kr 2,00 |
Credit Cards
| Specifications | Nordea Premium | Nordea Gold |
|---|---|---|
| Annual price | kr 0,00
| kr 50,00 |
| Annual fee, additional card for spouse/cohabitant | kr 0,00
| kr 50,00 |
| Replacement credit card because of lost/damaged card | kr 0,00
| kr 0,00 |
| Payment and/or purchase | kr 0,00
| kr 0,00 |
| Cash withdrawal* ATM in Norway and abroad, Norwegian and foreign currency | 2,00 % + kr 40,00 | 2,00 % + kr 40,00 |
| Transfer from card to account | 2,00 % + kr 40,00 | 2,00 % + kr 40,00 |
| Purchase of foreign currency in our ATMs** | kr 20,00
| kr 20,00 |
| Extra charge for cash withdrawals and payments abroad | 2,00 %
| 2,00 % |
*)Card use at Posten (postal service) is regarded as cash withdrawal.
**)Fee for cash withdrawal comes in addition.
| Specification | Nordea Premium | Nordea Gold |
|---|---|---|
| An interest-free grace period of up to 45 days.
Nominal interest rate on amount of credit drawn | 20,85 % per year | 20,85 % per year |
| Effective interest rate with eFaktura (e-invoice) | 25,27 % per year1) | 25,78 % per year2) |
1) Effective interest rate 25,27 % per year NOK 50,000 over 12 months. Total cost: kr 55 258,12
Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting is equal, the total amount of credit drawn being NOK 50,000 repaid in 12 equal instalments.
2) Effective interest rate 25,78 % per year NOK 35,000 over 12 months. Total cost: kr 38 754,69
Assuming the card is used for 10 purchases and 1 cash withdrawal in Norway, 3 purchases and 1 cash withdrawal abroad. Each purchase and cash withdrawal amounting is equal, the total amount of credit drawn being NOK 35,000 repaid in 12 equal instalments.
| Specification | Nordea Premium | Nordea Gold |
| Minimum monthly repayment of outstanding balance | 3,50 %, min. kr 250,00 | 3,50 %, min. kr 250,00 |
| Cash withdrawal limit per 7 days | kr 7 500,00
| kr 7 500,00 |
| eFaktura (e-invoice) | kr 0,00
| kr 0,00 |
| Paper invoice | kr 15,00
| kr 15,00 |
| Reminder fee | kr 35,00 | kr 35,00 |
| Copy of credit card invoice | kr 100,00 | kr 100,00 |
| Loungevisit after 4 free visits per year | USD 35 |